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In 2006, when Indiana small-business owner Scott Womack purchased a development agreement to expand his IHOP franchise into Ohio, he had no idea Congress would pass a massive overhaul of the health care system four years later. Today, one year after that legislative overhaul became law, Womack is very aware of Obamacare — and of its effects on his plans for growth. Under the year-old law, Womack must provide health insurance to all full-time employees beginning in 2014. Right now, he employs nearly 1000 full- and part-time workers and already offers insurance to his management staff. He simply does not know how he’ll generate the revenue to do more. Womack estimates the cost of the law to his company will be 50 percent greater than his company’s earnings — in other words, beyond his ability to pay. That’s not because his company of 12 IHOP restaurants in Indiana and Ohio is unprofitable. Quite the opposite, in fact. By industry standards, he’s doing well. But labor-intensive restaurants generate profits of just 5 percent to 7 percent per employee. With fears about how he’ll afford to provide health insurance with those low profit margins, Womack is worried about his expansion plans in Ohio. He can’t exactly cancel his development agreement. But he’ll only be able to fund his new restaurants — and the construction, real estate and manufacturing jobs that would go along with them — if Obamacare is repealed. “If the health care reform law is not repealed or if the …

Former DNC Chairman Howard Dean says US states will begin to innovate and offer more health care choices for consumers. www.forbes.com

Read the Transcript: to.pbs.org Correspondent Spencer Michels reports on increases in health insurance premiums in California and the resulting outcry for government investigation.

Small employers who provide health insurance coverage to their employees may qualify for a special tax credit.

healthreform.kff.org Health care reform explained in “Health Reform Hits Main Street.” Confused about how the new health care reform law really works? This short, animated movie — featuring the “YouToons” — explains the problems with the current health care system, the changes that are happening now, and the big changes coming in 2014. Written and produced by the Kaiser Family Foundation. Narrated by Cokie Roberts, a news commentator for ABC News and NPR and a member of Kaiser’s Board of Trustees. Creative production and animation by Free Range Studios.

James reviews his health insurance options. www.smbc-theater.com Written and Created by Zach Weiner and James Ashby Executive Producers: Zach Weiner, Marty Weiner, James Ashby Co-EPs: Angel Askins and Chason Chaffin Producer: John-Paul Nickel Assistant Producers: Jon Brence and Colin Horan Directed by: Marque Franklin Williams Starring: JAmes – James Ashby Health Consultant – Zach Weiner

University of VA Student Health Director Dr. James Turner on how new legislation will help college insurance plans.

Listen to these incredible true stories. Then tell Washington to safeguard women’s health. Go to: www.TellWashingtonNow.com to raise your voice and tell Washington not to ban abortion coverage for women with pre-existing conditions!