realestatemarketingthisweek.com – Fannie Mae is proposing to give you a 50 year loan modification with an adjustable rate – Part 6 – The next one is that your loan to value on your house has to be at least 90% of the property value. So in other words everyone under 90% gets foreclosed on? Right, if you only owe 80% of what your home is worth, they can foreclose on you, take your house and they dont lose as much money. Back when I was working with Fannie Mae selling repos almost 20 years ago now, they always gave us the figure that they lost 20% of the homes value every time they had to foreclose. So they have plenty of room to sell your house if you only owe 80% on it. So if you owe, lets just throw out some numbers here, lets say your house is worth 0000 and you owe 000 on it, well they are going to lose a little bit but they are going to make it back when they sell your house for 0000. Yes, they would just as soon kick you out and keep their money. Yes, exactly I am not necessarily going to say that Fannie Mae is going to kick you out of your house, however the reason why they have this guideline is very simple, they are not going to lose money on you if they have to foreclose on you when you are under 90%. They certainly are not going to lose very much money. If you have subordinate loans it may be left outstanding and will not be considered in the LTV, so lets just give an example here, your house is worth 0000 and you have a 0000 1st mortgage and you …

April 7 (Bloomberg) — Bloomberg Law’s Lee Pacchia talks with Bloomberg News bankruptcy columnist and editor-at-large Bill Rochelle about today’s bankruptcy news and legal developments including Sbarro Inc., Lehman Brothers Holdings Inc., and whether the United States Bankruptcy Courts can operate in the event of a government shutdown.

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This week in Careers host Lisa Johnson Mandell channels the spirit of St. Valentine to help viewers in their job search. Lisa reminds us to always speak directly from the heart and has great tips on how to deal with office romances. Joining Lisa in her quest to save America one job at a time is Liz Weston , the author of The 10 Commandments of Money – Survive and Thrive in the New Economy. Liz has fascinating advice on how to make extra money, how to save it and how to make it grow. For more information, show notes, and upcoming schedule, go to www.thisweekin.com.

The Federal Reserve is a privately owned central bank. It prints money out of thin air and buys hard assets with this money. The Government borrows money from the Federal Reserve and pays interest to the Federal Reserve. The Government should print its own money backed by gold and not have to worry about interest. The Federal Reserve is a banking cartel. It is privately owned. Private Fed Shareholders: 1. Goldman Sachs – NY 2. JP Morgan Chase – NY 3. Rockefeller via Hanover Trust – NY 4. Kuhn & Loeb – NY 5. N. M. Rothschild Bank – UK 6. Warburg Bank – Germany 7. Lazard Bros – Paris (Rotschild Front) 8. Moses Seif Bank – Israel The Federal Reserve Bank of New York admitted in testimony in court that since it is privately owned it is not subject to the freedom of information act. This is due to Bloomberg News filling a freedom of information request to find out where all the bailout money has been going. The Banks have not been loaning out money. This is because they are making money by borrowing money from the Fed at almost zero percent interest. They buy treasuries with this money which pay a higher interest rate. Edward Griffin’s Book: “The Creature from Jekyll Island” Sheds light on the destructive native of Central Banking Ron Paul’s Book: “End the Fed” Owning an IRS Lawyer marcstevens.net Elite Between Rock and Hard Place www.thedailybell.com Gold Dinar, Silver Dirham(great video!) www.youtube.com Great video explaining the American Empire Financial Empire Part 1 of …

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While most Americans are struggling hard to overcome the hardships of the recession, the profits of national banks continue to rise. JP Morgan is among those cashing-in … and it’s a contract to process food stamp payments that’s helping it on its way. RT’s Maria Portnaya found out how the rich benefit off the back of the poor.

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